One platform. Every digital financial service.
Deliver money transfer, AEPS, recharges, bill payments, UPI collections and credit-card payments to your customers from a single Setupay dashboard.
Domestic Money Transfer
Instant IMPS / NEFT transfers to any bank account in India, 24×7 — including bank holidays. Multi-bank routing keeps success rates high.
View detailsAEPS Banking
Aadhaar-enabled cash withdrawal, balance enquiry, mini statement and Aadhaar Pay with a certified biometric device.
View detailsMobile & DTH Recharge
Prepaid, postpaid, DTH and data-card recharges for all major operators with instant confirmation.
View detailsBill Payments (BBPS)
Electricity, water, gas, broadband, landline, FASTag, insurance premium, loan EMI and 20,000+ billers under Bharat BillPay.
View detailsUPI & Payment Collection
Accept payments via UPI QR, payment links and collection requests with real-time settlement into your Setupay wallet.
View detailsCredit Card Bill Payment
Pay any Visa, Mastercard, RuPay or Amex credit card bill with quick processing and instant acknowledgement.
View detailsSend money to any bank in India, instantly
Setupay Domestic Money Transfer lets your customers deposit cash at your counter and send it to any bank account in India within seconds via IMPS, or via NEFT for larger amounts. Multi-bank routing automatically selects the best available bank so transfers succeed even during bank downtime.
Key highlights
- IMPS 24×7 including Sundays & bank holidays
- Up to ₹5,000 per transaction and ₹25,000 per month per remitter (as per bank limits)
- Instant beneficiary verification (penny-drop) before you send
- Printable receipt with UTR for every transfer
- Automatic refund to wallet on failed transactions
Aadhaar-enabled banking at your counter
Turn your shop into a mini-bank. With a certified fingerprint device, customers of any bank can withdraw cash, check their balance, get a mini statement or pay you using Aadhaar Pay — no card, no PIN, no paperwork.
Key highlights
- Cash withdrawal, balance enquiry, mini statement and Aadhaar Pay
- Works with Mantra, Morpho, Startek and other RD-certified devices
- Settlement to your Setupay wallet with instant transfer to bank
- Two-factor authentication for agent security
- High uptime with automatic switching across AEPS acquiring banks
Every operator, every circle, instant confirmation
Offer prepaid, postpaid and DTH recharges for all major operators — Jio, Airtel, Vi, BSNL, Tata Play, Dish TV, Airtel Digital TV, Sun Direct, d2h — with browse-plan support and instant success confirmation.
Key highlights
- Prepaid, postpaid, DTH and data card recharges
- Browse plans and special offers by circle
- Instant status with operator reference ID
- Attractive commission on every recharge
- Auto-refund for failed recharges
Bharat BillPay — 20,000+ billers in one place
Accept payments for electricity, water, piped gas, LPG, broadband, landline, FASTag, insurance premiums, loan EMIs, municipal taxes, education fees and more through the NPCI Bharat BillPay System, with instant bill fetch and confirmation.
Key highlights
- Bill fetch and validation before payment
- Instant BBPS reference number and receipt
- All categories: utilities, FASTag, insurance, loans, education, subscriptions
- Bulk bill payment and scheduled reminders
- Dispute raising through the BBPS complaint framework
Accept payments and collect money the easy way
Generate a static or dynamic UPI QR at your shop, share payment links, or raise collection requests. Every payment lands in your Setupay wallet in real time with a clear payer reference — perfect for shops, agents and small businesses.
Key highlights
- Static & dynamic UPI QR codes
- Payment links via SMS / WhatsApp
- Real-time credit to wallet with notifications
- Settlement to bank on demand
- Detailed collection reports for reconciliation
Credit card bills, paid in a few taps
Help customers pay their credit card bills from any bank — Visa, Mastercard, RuPay or American Express — using your Setupay wallet. Payments are acknowledged instantly and reflect with the issuer as per network timelines.
Key highlights
- All major card networks and issuing banks
- Instant acknowledgement with reference number
- Typically reflects within 1–3 working days
- Competitive convenience fee with partner commission
- Complete transaction history and receipts
More ways to serve and earn
Wallet & Add Fund
Top up instantly via UPI, IMPS/NEFT or cash deposit — approvals in minutes with slip upload.
Wallet-to-Wallet Transfer
Distributors move balance to retailers instantly with full ledger tracking.
Settlement to Bank
Move AEPS and collection earnings to your own bank account any time, 24×7.
API & White-label
Integrate DMT, AEPS, recharge and BBPS into your own application with our REST APIs.
Learn moreStart offering these services today
Onboarding is digital, KYC is quick, and our team will help you go live in hours — not days.