Payments Simplified
For Every Indian Business
Setupay brings money transfer, AEPS banking, recharges, bill payments and UPI collections onto one secure platform — so retailers, distributors and businesses can serve customers faster and earn more.
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Everything your customers need — one counter, one platform
A complete suite of digital financial services designed for speed, convenience and reliability, delivered through a single easy-to-use dashboard.
Domestic Money Transfer
Instant IMPS / NEFT transfers to any bank account in India, 24×7 — including bank holidays. Multi-bank routing keeps success rates high.
Learn moreAEPS Banking
Aadhaar-enabled cash withdrawal, balance enquiry, mini statement and Aadhaar Pay with a certified biometric device.
Learn moreMobile & DTH Recharge
Prepaid, postpaid, DTH and data-card recharges for all major operators with instant confirmation.
Learn moreBill Payments (BBPS)
Electricity, water, gas, broadband, landline, FASTag, insurance premium, loan EMI and 20,000+ billers under Bharat BillPay.
Learn moreUPI & Payment Collection
Accept payments via UPI QR, payment links and collection requests with real-time settlement into your Setupay wallet.
Learn moreCredit Card Bill Payment
Pay any Visa, Mastercard, RuPay or Amex credit card bill with quick processing and instant acknowledgement.
Learn moreBuilt for trust, speed and business growth
We combine operational reliability with a simple, modern experience — helping partners serve customers confidently while scaling their business.
- Highest success ratesIntelligent multi-bank switching keeps DMT and AEPS transactions flowing even when a bank is down.
- Instant settlement & wallet top-upAdd funds via UPI, IMPS, NEFT or cash deposit and start transacting within minutes.
- Transparent, real-time commissionsSee your earnings on every transaction with downloadable reports and GST-ready statements.
- Human support that answersPhone, WhatsApp and ticket support with dedicated relationship managers for distributors.
Start in five simple steps
From sign-up to your first commission in under a day.
Register
Create your Setupay account with your mobile number and basic details.
Complete KYC
Upload PAN, Aadhaar and shop proof for secure activation.
Add Balance
Top up your wallet by UPI, IMPS/NEFT or cash deposit.
Serve Customers
Offer DMT, AEPS, recharge, bill pay and more from one dashboard.
Earn Commission
Earn on every transaction with instant, transparent credit.
Powerful tools for modern fintech operations
Everything you need to run, track and grow multi-service delivery from a single workspace.
Real-time Dashboard
Live wallet, transaction status and earnings at a glance for retailers and distributors.
Reports & Statements
Date-wise, service-wise and GST-ready reports — export to Excel or PDF anytime.
Multi-tier Management
Distributors onboard and manage retailers, set commissions and monitor performance.
API Integration
REST APIs and white-label options for businesses that want Setupay services inside their own apps.
Security you can trust, at every step
Protected transaction handling, secure access layers and continuous monitoring — so you and your customers can transact with confidence.
End-to-end encryption
All data in transit and at rest is protected with strong, industry-standard encryption.
2-Factor authentication
OTP, device binding and transaction PIN protect every partner login and payout.
Fraud monitoring
Automated risk rules and velocity checks flag suspicious activity in real time.
Compliance ready
Processes aligned to RBI, NPCI and partner-bank guidelines, with full audit trails.
What our partners say
“Earlier I could only do recharges. With Setupay I added money transfer and AEPS — my daily footfall doubled within two months.”
“Success rate on DMT is genuinely better than the other portals I have used. Settlement is instant and support actually picks up the phone.”
“The dashboard is simple enough that my staff learned it in a day. Reports make my monthly accounting very easy.”
Ready to grow with Setupay?
Join thousands of retailers and distributors delivering trusted digital financial services with Setupay. Onboarding takes minutes.